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Author Topic: Applying for store credit cards with a fake social  (Read 6203 times)

Crazy tools

When shopping in stores lots of times I get offered to apply for a store credit card to get an additional discount. I never apply for them as I don't think it's worth the credit pull.
I was wondering if I can say that I have bad credit and I don't think I would get approved for the card, but I would agree to try to apply if I can get the additional discount even if I get declined.
Then I would apply with a made up social security number, and obviously get declined, thereby getting the additional discount without the credit pull.
(This is all only if they would give the discount without actually getting approved for the card, which I have no idea if they would even do)
Was wondering,
1) will or could anything happen to MY real credit report. Meaning will the credit agency see all my correct info like name and address with an incorrect social trying to apply for a card thereby flagging my name as fraud?
2) if this would work, if I would want to do it again in the same store would I have to use the same 'fake' social? Wouldn't want to many name and social mismatches...
3) anyone ever try this before?

What are your thoughts? (Not asking if its ethical)

Saver2000

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Re: Applying for store credit cards with a fake social
« Reply #1 on: November 04, 2013, 02:02:45 AM »
The only part I can answer is -  I  know someone who applies for a store card every time he goes shopping- and gets declined -  and gets the 15-30% discount. 

I'll ask him if there's any store that didn't give him the discount when getting declined.

(His credit is anyways shot,  so he figures "why not")

He mainly does it at dept stores.  He usually asks the cashier first if he'll  get  the discount even if he gets  declined.  They say yes bec they want you to apply.  They then manually add the discount .
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tuvz

Re: Applying for store credit cards with a fake social
« Reply #2 on: November 04, 2013, 05:26:23 AM »
I assume stores will generally require ID for an application
If not find a store that will give you the discount even if you get declined and try using fake name generator + a prepaid GC

Ethics aside of course

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real-brisker

Re: Applying for store credit cards with a fake social
« Reply #3 on: November 04, 2013, 08:18:18 AM »
Fraud.
Worth those coupla bucks?


Crazy tools

Re: Applying for store credit cards with a fake social
« Reply #4 on: November 04, 2013, 08:41:43 AM »
I assume stores will generally require ID for an application
If not find a store that will give you the discount even if you get declined and try using fake name generator + a prepaid GC

Ethics aside of course
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Of course you need ID, they take your license. That's why I'm only talking about a fake social, they don't ask for a social security card.

hertzinstl

Re: Applying for store credit cards with a fake social
« Reply #5 on: November 04, 2013, 08:42:56 AM »
Of course you need ID, they take your license. That's why I'm only talking about a fake social, they don't ask for a social security card.
Fake ID's ?

Crazy tools

Re: Applying for store credit cards with a fake social
« Reply #6 on: November 04, 2013, 08:48:26 AM »
Fraud.
Worth those coupla bucks?
I understand how giving a fake ID, or a wrong name would be fraud.
Is making a mistake on a social fraud to? Which random guy in his 20's knows his social by heart anyways!!!

hertzinstl

Re: Applying for store credit cards with a fake social
« Reply #7 on: November 04, 2013, 08:50:28 AM »
Which random guy in his 20's knows his social by heart anyways!!!
Everyone.
Unless you don't sign up for CC

Crazy tools

Re: Applying for store credit cards with a fake social
« Reply #8 on: November 04, 2013, 08:53:21 AM »
Would the application even get to the declined page with a wrong social, or will the computer say something like information mismatch??
Parker 's Warby Honesty Culture Insider Business c0Pdq6dxHHas anyone made an honest mistake on a credit card application, did it just get declined or did it not even go through??

Crazy tools

Re: Applying for store credit cards with a fake social
« Reply #9 on: November 04, 2013, 08:55:00 AM »
Unless you don't sign up for CC
That's my point, most people don't sign up!!!!
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tzifanya54

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Re: Applying for store credit cards with a fake social
« Reply #10 on: November 04, 2013, 09:16:42 AM »
IME I once made a legitimate address mistake when applying for a Costco credit card, and Amex called my real phone number to ask me if it was really me... Being that the had already applied the discount (this was before the days that I knew u don't sign up for a measly $50) I said no it wasn't me. They said ok cuz we didn't even process the application cuz we thought it was fraud. They confirmed that there was no credit pull bec it didn't go through at all.

Marco Polo

Re: Applying for store credit cards with a fake social
« Reply #11 on: November 04, 2013, 09:24:26 AM »
I understand how giving a fake ID, or a wrong name would be fraud.
Is making a mistake on a social fraud to? Which random guy in his 20's knows his social by heart anyways!!!
Most.
Quaerite et Invenietis.

real-brisker

Re: Applying for store credit cards with a fake social
« Reply #12 on: November 04, 2013, 09:50:30 AM »
Is making a mistake on a social fraud to?
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Tell that to the Feds, see if they buy it.


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Re: Applying for store credit cards with a fake social
« Reply #13 on: November 04, 2013, 10:08:21 AM »
Even if you give the wrong social, they still may be able to pull your credit based on your name address and DOB (which you'll be providing with your ID)

I have got a pull in the past when entering my social digit 1 digit off

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Marco Polo

Re: Applying for store credit cards with a fake social
« Reply #14 on: November 04, 2013, 10:15:48 AM »
Even if you give the wrong social, they still may be able to pull your credit based on your name address and DOB (which you'll be providing with your ID)

I have got a pull in the past when entering my social digit 1 digit off
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I have seen that as well.


Once you are already fudging the information, you may as well fudge all of it.
Quaerite et Invenietis.

 

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